Terms and Conditions wm98 — The Complete Guide for Platform Members

1 Introduction & Acceptance of Terms

Welcome to wm98, an online casino and gaming platform operating under a valid international licence. This terms and conditions document ("Agreement") governs the relationship between you ("Member" or "User") and wm98 ("Platform", "We").

By registering an account, making a deposit, or using any service offered by WM98, you confirm that you have read, understood, and agreed to be bound by these terms and conditions in their entirety. If you do not agree with any part of this agreement, please cease using our platform immediately.

Wm98 reserves the right to change, add to, or amend these terms and conditions at any time without prior notice. It is your responsibility to review this page periodically. Continued use of the platform after any amendment constitutes acceptance of the updated terms.

2 Member Eligibility

To register and use the wm98 services, you must meet all of the following eligibility requirements:

• Be at least 18 years old or have reached the legal age limit set in the country or region where you reside, whichever is higher.
• Not be located in any territory or country that expressly prohibits participation in online gambling activities under local law.
• Possess full legal capacity to enter into a binding agreement and are not subject to any legal impediment from doing so.
• Registering under your own name and not on behalf of any third party.
• Acting in a personal capacity and not as a representative of any business entity for gambling purposes.
• Not have previously been banned or removed from the wm98 platform due to a terms violation.

3 Registration & Account Management

3.1 Registration Process

Each individual is only permitted to hold one (1) wm98 account. Registering multiple accounts under the same individual — whether using different names, emails, phone numbers, or payment details — is strictly prohibited and may result in termination of all associated accounts and forfeiture of funds.

During registration, you are required to provide accurate, complete, and up-to-date information. The information provided must be truthful and consistent with valid identification documents. wm98 reserves the right to verify the authenticity of all information provided at any time.

3.2 Password Security

You are fully responsible for maintaining the confidentiality of your account password. WM98 shall not be liable for any losses arising from unauthorised access to your account. If you suspect your account has been accessed by another party without your consent, contact WM98 customer support immediately.

3.3 Identity Verification (KYC)

As part of wm98's commitment to security and legal compliance, the Know Your Customer (KYC) process is required for all members before the first withdrawal is processed. Documents that may be requested include a national ID, proof of current address, and proof of the payment method used.

4 Fund Deposits & Withdrawals

4.1 Deposit Policy

A WM98 account may only be funded using payment methods listed on the platform's deposit page. The minimum deposit is RM 20 for most payment methods. All deposits are processed in Malaysian Ringgit (MYR) with no currency conversion fees.

Accepted payment methods include FPX, DuitNow, direct bank transfers to major Malaysian banks, and listed local e-wallets. WM98 does not accept third-party deposits — all deposits must originate from an account registered in the member's name.

4.2 Withdrawal Policy

Withdrawal funds are processed to the Malaysian bank account registered under the same name as the wm98 account. Withdrawal processing time is between 15 to 60 minutes for standard requests, subject to completed KYC verification and no outstanding security queries.

• Minimum withdrawal: RM 50 per transaction.
• Maximum daily withdrawal: subject to account level and verification status.
• All withdrawals must be made to a Malaysian bank account registered in the same member's name.
• Wm98 reserves the right to request additional verification for withdrawals exceeding certain limits.

5 Bonuses, Promotions & Special Offers

5.1 General Bonus Terms

All bonuses and promotions offered by wm98 are subject to the wagering requirements specified for each offer. The specific wagering requirements for each promotion will be clearly stated on the respective promotion page.

Welcome bonuses, reload bonuses, cashback, and all other promotional offers may only be claimed once unless stated otherwise. If a member is found attempting to claim the same bonus more than once through different accounts, all accounts involved will be terminated.

5.2 Wagering Requirements (Rollover)

Bonus funds received must satisfy the wagering requirements before withdrawals are permitted. For example, a bonus with a 20x wagering requirement means you must wager the bonus amount 20 times before the bonus funds can be converted into withdrawable cash.

• Only settled bets on eligible games will count towards wagering requirements.
• Wagering on excluded games will not be counted even if those games are available on the platform.
• Wm98 reserves the right to withdraw any bonus offer that has been misused or unfairly exploited.
• Bonuses cannot be transferred between accounts or directly converted to cash.

6 Game Rules

All games available on wm98 operate using a Random Number Generator (RNG) that has been independently certified and audited. The outcome of every game is entirely random and cannot be influenced by wm98 or any party.

• The RTP (Return to Player) value for each game is publicly displayed on the respective game page.
• In the event of a dispute over game results, WM98's server records are final and shall supersede all other records.
• In the event of a technical error during a game, wm98 reserves the right to void the affected round and return the wager to the member.
• Bets placed during an internet disconnection will not be considered valid if the outcome cannot be verified by the server.
• Minimum and maximum betting limits for each game are as displayed within the respective game interface.

Wm98 offers over 500 game options from more than 30 of the world's leading software providers. All games are regularly tested to ensure compliance with international fairness and transparency standards.

7 Prohibited Conduct & Activities

The following are strictly prohibited on the wm98 platform and may result in immediate account termination and forfeiture of all funds:

• Fraud & Forgery: Providing false information during registration or the KYC process, including the use of forged documents or another person's identity.
• Money Laundering: Using the wm98 platform for any money laundering or illegal activity financing purposes.
• System Manipulation: Using automated software (bots), scripts, or any other technical means to exploit or manipulate games or the wm98 system.
• Duplicate Accounts: Registering or using more than one WM98 account simultaneously or alternately.
• Bonus Abuse: Exploiting bonus terms through hedge wagering, using associate accounts, or any strategy deemed unfair.
• Hacking & Intrusion: Any attempt to unauthorisedly access the systems, databases, or accounts of other members.
• Third-Party Gambling: Playing with funds or on the instructions of another person, or accepting payment to play on behalf of someone else.

8 Account Suspension & Termination

8.1 Termination by Member

You may close your WM98 account at any time by contacting our customer support team. Before the closure is processed, all eligible fund balances (not subject to unfulfilled wagering requirements) will be returned to you via your registered payment method.

8.2 Termination by WM98

Wm98 reserves the right to suspend or terminate any member's account without prior notice if:

• Member has violated any provision within these terms and conditions.
• Wm98 suspects fraudulent activity, money laundering, or system exploitation.
• Member failed to complete the KYC process within the stipulated timeframe.
• Account inactive for more than 12 consecutive months.
• There is a legal or regulatory compliance requirement mandating account termination.

In cases of termination due to a breach of terms, WM98 reserves the right to forfeit the entire account balance, including any pending withdrawals.

9 Privacy, Data & Security

Wm98 takes member personal data protection seriously. All information you provide to us is protected by 256-bit SSL encryption and stored on secure servers in accordance with international security standards.

We collect and process your personal data solely for the purposes of managing your account, processing transactions, complying with legal requirements, and improving user experience. We will not sell or share your personal data with third parties without your consent, unless required by law.

For more information on how we collect, use, and protect your personal data, please refer to our WM98 Privacy Policy.

10 Responsible Gaming

Wm98 is committed to its responsible gaming program and provides a range of control tools to help members manage their gambling habits in a healthy way.

• Deposit Limit: Set daily, weekly, or monthly deposit limits directly from your account settings.
• Play Time Limit: Limit your gaming session duration to avoid excessive play.
• Self-Break: Take a break from the platform for 1 day to several weeks, as needed.
• Self-Exclusion: Option to fully self-exclude from the platform for an extended period.

If you or someone you know shows signs of a gambling problem, please seek professional help. wm98 fully supports responsible gaming. For more information, visit Responsible Gaming page ours.

11 Liability Cap & Disclaimer

Wm98 provides this platform on an "as is" basis and makes no warranties, express or implied, regarding the suitability, reliability, availability, or accuracy of the platform and its content for any purpose.

To the extent permitted by applicable law, wm98 shall not be liable for:

• Any indirect, consequential, or exceptional losses or damages arising from the use of the platform.
• Service disruptions due to system maintenance, technical failures, or circumstances beyond our control.
• Losses resulting from unauthorised access to your account due to your own negligence.
• Betting outcomes arising from inaccurate information or misunderstood game terms.

WM98's total liability to any member shall not exceed the net deposit amount made by that member in the 12 months preceding the claim.

12 Terms Amendment & Governing Law

Wm98 reserves the right to modify, update, or replace any part of these terms and conditions at any time. Amendments take effect immediately upon publication on this website. It is your responsibility to review this page periodically.

Your continued use of the wm98 platform after any amendments are published will be deemed as your acceptance of the revised terms. If you do not agree with the amendments, please stop using the platform and contact us to close your account.

These terms and conditions and any disputes arising from them are subject to the jurisdiction and laws specified under wm98's operating licence. Any dispute shall be resolved through a mutually agreed arbitration process before being brought before the appropriate court.